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Birtles Mortgage & Financial Solutions provide a bespoke service across the North West

Hi, I’m Madeleine – and I absolutely LOVE solving mortgage puzzles that others can’t!

Especially those tricky ones where the bank says no or other brokers go “hmmm, that’s tricky…”

Here’s my story:

I’ve been helping people navigate mortgages since 2014, and honestly, I still get excited when someone calls me with a new enquiry, a tricky case or first-time buyer overwhelm!
Bring it on!!


Been declined by your bank? Challenge accepted!
Landlord with a portfolio of properties on different BTL mortgage?
Yes please!


First Time Buyer who’s terrified of the whole process? You’re my favourite clients!

“Madeleine found me a good Mortgage deal even 
though I thought I was not mortgage
worthy”

Zainab

Why Mortgages?

After working in high street banking and lending for 17 years, I was made redundant, whilst pregnant with my eldest child. At the time, I was a Financial Planning Manager for Axa Wealth, advising on all aspects of finances, not just mortgages.

Whilst on unofficial maternity leave, I decided that this was a great opportunity to do what I love and leave behind the bits I didn’t love about the 9-5 corporate world!

As new parent, the thought of commuting into Manchester at 7.30am like I used to, just wasn’t going to work around having a young family.

I always intended to go back to doing full financial advice, however, as my business grew and the joy I got from making people homeowner dream come true, made me realise, this is calling!

“I never thought I’d get myself back on the property ladder but Madeleine made this a reality”

LA

What makes me different?

I don’t just find you a mortgage, anyone can do that on a search engine! I translate the entire confusing process into something that actually makes sense.

My clients tell me I breakdown the confusion” and “make it stress free”. That’s exactly what I am going for.

My approach

What my clients say about me

“Madeleine is a beacon of professionalism and efficiency, in a sea of mediocrity.  Choose this on-to-it lady and you’ll be doing yourself a big favour.”

Dave

“She was so incredibly supportive, broke everything down for me as simple as possible”

Racheal

“Madeleine has been invaluable in helping us navigate remortgaging and also securing a buy to let 
mortgage at the same time”

Mandy

You may have to pay an early repayment charge to your existing lender if you remortgage.

Your property may be repossessed if you do not keep up repayments on your mortgage. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority.

As with all insurance policies, conditions and exclusions will apply. The cost of this insurance depends on several factors, such as your age, where you live and your occupation. As a result, the cost you will pay is based on your own circumstances.

There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances, typically we charge a fee of £295. This will be confirmed in the initial meeting

For insurance business we offer products from a choice of insurers.

About Me

When I’m not solving Mortgage Puzzles, I make the most of my free time. I’m married to Dan and we have 2 children, Penelope and Ozzy.

We live in Urmston, so if you’re local to me, you may see me walking or running around the local area, or in a coffee shop!

We bought a Victorian semi detached house in 2022 and have spent the last 3 years renovating it, so lots of DIY and gardening work at weekends!

When we have nothing planned, we often head out to The Lake District or Yorkshire Dales for a walk, whatever the weather! I’m a hardy sole from Lancashire, so the rain doesn’t stop us.

“When we couldn’t get what we needed from our existing lender she got us the best deal possible with someone else. 
We would not be in our new home without her assistance and 
advice.”

Ben

Customer reviews

Find out what people think of Birtles Mortgage and Financial Solutions

5.0
Based on 39 reviews
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Ian
18:34 23 Feb 25
Such a breeze to work with Madeleine. Always helpful. Clearly explains the process from start to finish. Couldn't ask for more
Sally H
15:20 23 Feb 25
Madeleine helped me to secure my first mortgage several years ago. She made the whole process so easy, spending time to explain all of the options and the process in simple terms, and was always available to answer any questions or have an extra meeting if needed. When it came to renewing my mortgage recently, I knew I wanted to work with Madeleine again. She helped me find the best rate and did all the work behind the scenes to get me set up with my new mortgage, just like before. I can't recommend her enough!
Alex Lyons
14:07 13 Jan 25
Madeleine was very helpful,
Professional and easy to talk to. Will be using Madeline again in the future.
Quick responses even whilst on holiday !

Thanks 🙂
Lisa Mistry
20:25 13 Nov 24
Madeleine is fantastic! Dealt with our remortgage for the 2nd time. Hassle free and was really professional and helpful throughout. Madeleine dealt with all the paperwork and made it a very stress free process. I would highly recommend her..!
jackie kubis
18:43 26 Sep 24
We have used Madeleine for our last two mortgages and can’t recommend her highly enough. She is lovely to work with, very knowledgeable, and was happy to go over things as many times as we needed so we were fully informed. We will be using her again for our re mortgage next year.

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Birtles Mortgage & Financial Solutions Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority.

The financial conduct authority does not regulate on buy to let mortgages.  The guidance and/or advice contained within this website is subject to UK regulation and therefore targeted at consumers based in the UK

Registered Office: Birtles Mortgage & Financial Solutions Ltd, 3 Flixton Rd, Urmston, M41 5AW.  Registered Company Number: 11426873 Registered in England & Wales

FCA Number 944165

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